Current Report no. 42 (2025)

30 december 2025

Impact of the change in the estimated costs of legal risk attached to the FX mortgage loans portfolio on the financial performance of Santander Bank Polska for Q4 2025.

The Management Board of Santander Bank Polska S.A. ("Bank") hereby advises that as a result of the decision taken by the Bank on 30 December 2025 the impact of the change in the estimated costs of legal risk attached to the FX mortgage loans portfolio on the pre-tax profit for Q4 2025 will be PLN 456.3m.

Additional information in this respect will be disclosed in the financial report for 2025.

Legal basis:
Article 17(1) of the Market Abuse Regulation.

12:41, 30 Dec 2025