Authorities

Danuta Dąbrowska

Member of the Supervisory Board

Danuta Dąbrowska holds an MA degree from the University of Horticulture and Food Industry in Budapest. Since 1999, she has been a member of the Chartered Association of Certified Accountants. She also completed the Advanced Strategic Management Programme at IMD, Switzerland, and “Best-In-Retail” Programme at Harvard Business School. Danuta Dąbrowska is the Founding Member of FINEXA (Polish Association for Financial Directors).

Professional background:

• Member of the Supervisory Board and Chairman of the Audit Committee at Budimex S.A. (since May 2019)
• Member of the Audit Committee at the Polish Council of Shopping Centres (Polska Rada Centrów Handlowych) (2018-2021)
• Member of the Management Board, Vice-President, CFO for Eastern Europe, Pandora Jewelry CEE (2009–2019)
• Member of the Management Board, Vice-President, CFO for Middle East and Africa in Panmeas Jewellery LLC (Pandora) (2016–2018)
• Member of the Supervisory Board at Herkules S.A. (2012–2017)
• Member of the Board, CFO (for Eastern Europe and Middle East) ECCO Sko A/S (2004–2008)
• CFO of TP Internet (France Telecom Group) (2002–2003)
• Head of the Financial and Business Control Department of Ericsson, Warsaw and Stockholm (1997–2001)
• Audit Manager at Coopers & Lybrand (1993–1997)
• Financial Assistant at Arthur Andersen & Co. (1991–1993).

Since April 2014, Danuta Dąbrowska has been a member of the Supervisory Board, the Audit and Compliance Committee (Committee Chairman in 2016–2017), the Nominations Committee and the Remuneration Committee (Committee Chairman since May 2017) at Santander Bank Polska S.A.

She meets the independence criteria.

She has knowledge and practical skills related to the industry in which the company operates.

She has relevant knowledge and practical skills of accountancy or examination of financial statements in line with the criteria indicated in the Best Practice for public interest entities providing rules for appointment, composition and performance of audit committees (issued by the KNF on 24 December 2019).

Isabel Guerreiro

Member of the Supervisory Board

Isabel Guerreiro has a proven track record in development and management of IT systems and strategic projects in the financial sector. She holds an MSC degree in Computer Science from Instituto Superior Técnico in Lisbon and an MBA degree from INSEAD. She is a graduate of Strategic Finance in Banking at Wharton Business School. She completed a number of specialist courses for senior executives, e.g. Design Thinking BootCamp at Stanford University, and Driving Digital and Social Strategy at Harvard University. Since 2005, she has been employed with Banco Santander Totta S.A., Portugal.

Professional background:

• Board Member, Head of Digital and Transformation at Banco Santander Totta S.A. (since January 2019)
• Deputy Head of Digital Transformation in charge of operational management of traditional and digital channels at Banco Santander Totta S.A. (2014–2018)
• Head of Wholesale Strategy at Banco Santander Totta S.A. (2013–2014)
• Head of Branch Network Dynamics at Banco Santander Totta S.A. (2009–2013)
• Member of the Retail Banking Office at Banco Santander Totta S.A. (2006–2008)
• Sub-Director, Retail Business, Banco Santander Totta S.A. (2005–2006)
• From 1995 to 2003, she worked for Novabase Sistemas de Informação S.A., first as a programmer and system analyst and then as a project manager and senior manager
• Lecturer in Computer Science at Instituto Superior Técnico in Lisbon (1992–1994).

Since September 2019, she has been a member of the Supervisory Board of Santander Bank Polska S.A.

She has knowledge and practical skills related to in which the company operates.

The member of the Supervisory Board does not meet the independence criteria.

She has relevant knowledge and practical skills of accountancy or examination of financial statements.

María Elena Lanciego Pérez

Member of the Management Board of Santander Bank Polska S.A. in charge of the Accounting and Financial Control Division

María Elena Lanciego Pérez graduated from the University of Salamanca (Economics and Business Management – Financial Audit and Consulting). She completed a number of courses in management, as well as post-graduate studies at Stanford and Helsinki Universities. She holds an MBA from DEUSTO Business School and Adolfo Ibañez School of Management.

Her entire professional carrier has been with Santander Group, which she joined in 1993. Her vast professional experience has been earned in six Global Divisions of Santander Group: Internal Audit, International Private Banking, Asset Management & Insurance, Global Corporate and Investment Banking, Commercial Division, Consumer Banking, Strategy and Corporate Development.

María Elena Lanciego Pérez has performed both control functions (risk management, compliance, financial control) and business roles (in segments such as Select, Affluent, Private Banking, Commercial Banking and Corporate and Investment Banking) and well as functions related to strategic planning and transformation.

During her assignments in the USA, Switzerland, and China, she gained extensive international experience. In addition to Spanish, her native tongue, she speaks fluently English, French,  Portuguese, Mandarin Chinese and has working knowlegde of German, and Italian.

As of January 2023, she is member of the Management Board of Santander Bank Polska S.A. in charge of the Financial Accounting and Control Division.

Professional background:

• Vice President in Banco Santander SA responsible for the Strategy and Corporate Division (2019-2022).
• Director at Santander Consulting Beijing Co Ltd and Senior Advisor, International Control and Compliance at Banco Santander SA Consumer Area (BOBCFC) (2017-2019).
• Head of Select and Affluent Business in Banco Santander (2013-2016),
• Advisor to the CEO of Santander Group (2010-2013)
• Financial Control Director in Santander Group Global Banking and Markets Division (2008-2010),
• Director and Board Member of INTEGRITAS Trust SA and Banco Santander Suisse SA (2002-2008),
• Vice President of Compliance and Risk Management Director of Banco Santander  International Miami (2001-2002),
• A number of control and management functions in International Private Banking and International Audit Division (1993-2001).

María Elena Lanciego Pérez does not conduct any business in competition against the Bank, does not appear in the Insolvent Debtors Register and meets the requirements of the Banking Law Act of 29 August 1997.

Roles and responsibilities

Management of the Accounting and Financial Control Division, including supervision of accounting and financial reporting.

Arkadiusz Przybył

Vice President, Member of Management Board of Santander Bank Polska S.A. in charge of the Wealth Management and Insurance Division

Arkadiusz Przybył is a graduate of the University of Łódź with MA degree in Management and MA in Finance and Banking; he also holds  MBA degree from INSEAD, France. Moreover, he completed training courses at Wharton School of the University of Pennsylvania.

• Arkadiusz Przybył has many years of experience in the banking sector. In 2017 - 2023, he performed the role of Vice President of the Management Board in charge of the Retail Banking Division of Santander Bank Polska S.A.  Earlier, in 2012 - 2017, he was the CEO of Santander Consumer Bank. Between 2011 and 2012, he worked as Business Director in the Headquarters of Santander Consumer Finance in Madrid where he was responsible for strategy and business development, market integration and company acquisition projects as well as for supporting and supervising the operations of Santander Consumer Finance in Poland. In 2009 - 2010, he was the Executive Director at GE Money Bank (Latvia) and GE Money (Latvia), and between 2005 and 2008 he worked as the Head of Retail Banking at GE Money for Central and Eastern Europe, Zurich/Paris Headquarters.
• In 1997 - 2005, he performed the role of Engagement Manager at McKinsey & Company in Warsaw.
• He sits on the Supervisory Boards of Santander Towarzystwo Funduszy Inwestycyjnych, Santander Allianz and Santander Consumer Bank.
• Since 2022 he has been member of CEMS Strategic Board.

As of April 2023 Arkadiusz Przybył is the Vice President of the Management Board of Santander Bank Polska S.A. in charge of the Wealth Management and Insurance Division, which covers such areas of business as Private Banking, Santander Brokerage Poland and Insurance.  

Arkadiusz Przybył does not engage in any activity competitive with that of the Bank, does not appear in the Insolvent Debtors Register kept under the relevant law of 20 August 1997, and meets the requirements of the Banking Law Act of 29 August 1997.

Roles and responsibilities

Management of the Wealth Management and Insurance Division

Magdalena Proga-Stępień

Member of the Management Board of Santander Bank Polska S.A. in charge of the Retail Banking Division

Magdalena Proga-Stępień is a graduate of SGH – Warsaw School of Economics  (faculties: Master of Finance & Banking International Economic & Political Relations). She holds an MBA diploma of Northwestern University in Illinois, Kellogg School of Management.

Magdalena Proga-Stępień is a leader with more than 20 years of experience in the financial sector transformation, change management and business development. She is an advocate of new technologies and digital transformation as well as supporter of diversity, inclusion and entrepreneurship.

She joined Santander Bank Polska S.A. in 2021. Prior to taking up the role of the Management Board member, she was the Head of Distribution responsible for individual, affluent and SME business segments, CRM and distribution transformation.

Professional background

• Head of Distribution, Santander Bank Polska S.A. (2021-2023)
• Top Management Advisor, Egon Zehnder Sp. z o.o. (2020-2021)
• Chief Strategy & Transformation Officer, Alior Bank  (2017-2020)
• CEO of T-Mobile Bank, Poland and Romania (2015-2017)
• Chief Sales & Distribution Officer, Citi Handlowy (2011-2015)
• Partner, McKinsey & Company Sp. z o.o.  (2001-2011)
• Business Analyst, Monitor Deloitte, Germany (2001)
• Financial Institutions Auditor, KPMG Sp. z o.o (2000)
• Analyst, Bank Austria Creditanstalt, Austria (1999)

Apart from vast experience in sales, marketing, product development, design of innovative business models and digital solutions, project management and strategic advisory, Magdalena Proga-Stępień has also supervision skills which she gained as the Supervisory Board chair at Bancovo (2019-2020) and Supervisory Board member at Generali PTE S.A. (2015-2020).

As of April 2023 she is the member of the Management Board of Santander Bank Polska S.A. in charge of the Retail Banking Division.

Magdalena Proga-Stępień does not engage in  any activity competitive with that of the Bank, does not appear in the Insolvent Debtors Register kept under the relevant law of 20 August 1997, and meets the requirements of the Banking Law Act of 29 August 1997.

Roles and responsibilities

Management of the Retail Banking Division

Juan de Porras Aguirre

Vice President, Member of the Management Board of Santander Bank Polska S.A. in charge of the Corporate and Investment Banking Division

Juan de Porras Aguirre graduated from Universidad de Granada and received a diploma in Business Administration from Escuela Superior de Administración y Dirección de Empresas in Barcelona. He also completed the Investment Banking Executive Program at Northwestern University in Chicago.

• Since 1989, he has been professionally active in the banking sector. From 1989 till 1998, he was employed with Commerzbank and Lloyds Bank as a credit risk analyst.
• From 1997 till 2004, he worked with Societe Generale where he managed the relationship with telecommunication and energy companies, and thereafter served as the deputy head of the Corporate & Investment Banking team in Madrid.
• From June 2004, he was responsible for building Rabobank’s Spanish energy and telecom sector portfolio in Madrid.
• Between 2005 and 2007, he served with the Royal Bank of Scotland in Madrid as the Chief Director responsible for the energy, petroleum and gas sector.
• From January 2007, he was the Managing Director of Global Banking & Markets at Banco Santander and contributed to 25% income growth despite operating in already mature markets of Spain and Latin America.

He joined Bank Zachodni WBK S.A. (now Santander Bank Polska S.A.) in 2011 when he was appointed the Management Board Member in charge of the Corporate & Investment Banking Division. In 2017, he was appointed Vice President.

Juan de Porras Aguirre does not conduct competitive business to that of the bank and does not appear in the Insolvent Debtors Register and meets the requirements of the Banking Law of 29 August 1997.

Dominika Bettman

Member of the Supervisory Board

Graduate of Warsaw School of Economics, Foreign Trade Faculty and Advanced Management Program IESE in Barcelona. She has worked for 25 years for Siemens Polska, where prior to taking up the CEO function she was the company's CFO among others.

Actively engaged in the initiatives and work of groups whose activities fit into her key focus areas and values – sustainable development, corporate social responsibility, greater female representation in different fields (such as science and technology), promotion of diversity and inclusive management, e.g. as a member of the Responsible Business Forum, Polish Confederation Lewiatan, the council of Open Eyes Economy Summit and president of the National Chamber of Commerce for Electronics and Communications. She is a member of the Access Board at the Ministry of Investment and Economic Development. In April 2019, she was appointed to the Council of the Warsaw University of Technology.

Professional background:

• Chief Executive Officer in Microsoft Polska sp. z o.o. – since December 2021
• Chief Executive Officer in Siemens sp. z o.o. – since (April 2018-November 2021)
• Head of Digital Industries in Siemens Polska since April 2019
• Member of the Supervisory Board of Eurobank S.A. (2015-2019)
• Chief Financial Officer in Siemens sp. z o. o. (2009-2018)
• Member of the Management Board and Chief Financial Officer, Nokia Siemens Networks (2007-2009)
• Financial Director, Siemens Telecommunication Division (2004-2007)
• Financial Director, Siemens IT Division (2002-2004)
• Senior Commercial Manager in Siemens sp. z o.o. (1997-2002)
• Logistics Manager, Siemens Nixdorf Poland (1995-1997)

Since 22 June 2020 she has been a member of the Supervisory Board, Risk Committee, Audit and Compliance Committee and Remuneration Committee.

She has knowledge and practical skills related to the industry in which the company operates.

She has relevant knowledge and practical skills of accountancy or examination of financial statements in line with the criteria indicated in the Best Practice for public interest entities providing rules for appointment, composition and performance of audit committees (issued by the KNF on 24 December 2019).

She meets the independence criteria.

Jose García Cantera

Member of the Supervisory Board

José García Cantera holds an MBA degree from IE Business School.

Professional background:

• Senior Vice President and Chief Financial Officer of Banco Santander (since January 2015)
• Head of Global Banking and Markets at Santander Group (2012–2015)
• CEO of Banesto (2006–2012)
• Senior Vice President in charge of the Global Banking and Markets Division of Banesto (2003)
• Chairman of the Board of Santander de Titulizaciones SGFT and Santander Investment S.A.; Director at Santander Spain and SAM Investment Holdings
• Senior executive positions at Salomon Brothers-Citigroup: member of the Management Committee of Citigroup EMEA, and of the Board of Directors of Citigroup Capital Markets UK and Citigroup EMEA
• Latin America stock analyst (1995–2002), awarded the title of the best analyst by e.g. Institutional Investor, Reuters, Extel and Global Investor.

Since April 2015, José García Cantera has been a member of the Supervisory Board of Santander Bank Polska S.A.

He has knowledge and practical skills related to in which the company operates.

The member of the Supervisory Board does not meet the independence criteria.

He has relevant knowledge and practical skills of accountancy or examination of financial statements.

David R. Hexter

Member of the Supervisory Board

David R. Hexter is a graduate of Oxford University (Philosophy, Politics and Economics) and University College of London (Law and Political Theory). He holds an MBA from Cranfield School, an MPhil from Birkbeck, University of London, and a PhD from Queen Mary University of London.

Professional background:

• Independent Director and Consultant of a number of commercial firms, banks and equity funds operating in Russia, Kazakhstan, Denmark, Vietnam and Greece (since 2004)
• European Bank for Reconstruction and Development (1992–2004): Head of the Financial Institutions Department (1992–1996) Deputy Vice President of the Banking Department; Chairman of the Equity Investment Committee, responsible for approval of EBRD loans and projects (1996–2004)
• He has held executive positions at Citibank N.A. in Luxembourg, Belgium, Greece, the UK, the US and Switzerland (1970–1992) He was appointed Senior Credit Officer in 1986. Between 1989 and 1992, he was Citibank’s Division Executive for Central and Eastern Europe, including oversight of its business in Poland.

Since February 2013, David R. Hexter has been a member of the Supervisory Board, the Risk Committee and the Audit and Compliance Committee (Committee Chairman since May 2017) at Santander Bank Polska S.A.. Since September 2021 he is also a member of the Nominations Committee.

He meets the independence criteria.

He has knowledge and practical skills related to the industry in which the company operates.

He has relevant knowledge and practical skills of accountancy or examination of financial statements in line with the criteria indicated in the Best Practice for public interest entities providing rules for appointment, composition and performance of audit committees (issued by the KNF on 24 December 2019).

Dorota Strojkowska

Member of the Management Board of Santander Bank Polska S.A., in charge of the Business Partnership Division

Dorota Strojkowska is a graduate of Polish and Classical Philology at Adam Mickiewicz University in Poznań. She also completed post-graduate studies at Poznań University of Economics and Koźmiński University. She also finished a number of training courses on HR management, coaching, strategic planning, financial management and business psychology, including Development of Managerial Skills at Nottingham Trent University and Advance Leadership Programme at ICAN Institute, Harvard Business Review.

• Dorota Strojkowska has over 20 years of experience in banking. She has been with Bank Zachodni WBK S.A. for many years now, performing a number of functions: Head of the Organisational Effectiveness Area (2013-2016) Head of the Retail Banking Business Model Coherency (2012-2013) and Team Manager in the CRM and Sales Support Department (2005-2012).

From April to December, 2016 Dorota Strojkowska headed the HR Division in PKO BP.

In April 2017, Dorota Strojkowska was appointed the Management Board Member in charge of the Business Partnership Division at Bank Zachodni WBK S.A. (now Santander Polska S.A.)

Dorota Strojkowska does not conduct competitive business to that of the Bank and does not appear in the Insolvent Debtors Register and meets the requirements of the Banking Law of 29 August 1997.

José Luís De Mora

Deputy Chairman of the Supervisory Board

José Luis De Mora is ICADE University graduate (degree in law and economics). He also holds an MBA degree from Boston College and is a Chartered Financial Analyst.

Professional background:

• Senior Vice President supervising financial planning and corporate development at Santander Group,responsible for planning an organic growth strategy, corporate acquisitions and the Group’s expansion (since 2003)
• Head of Santander Consumer Finance Europe (since January 2020)
• Member of the Board of Sovereign Bank (2012–2015) and the Board of Santander Consumer USA (2012–2013)
• Member of the Board of Santander Consumer (2015–2019)
• Analyst with Merrill Lynch, responsible for Pan-European banks, including Spanish, French and Italian banks (1998–2003)
• Analyst with Kleinwort Benson, responsible for Spain’s equity and banking market (1994–1998)
• Between 1992 and 1994, José Luis De Mora worked for Corporate Finance in Daiwa Securities; and before that at the Bank of Spain

Since April 2011, José Luis De Mora has been the Deputy Chairman of the Supervisory Board, and since May 2017: member of the Nominations Committee and the Remuneration Committee at Santander Bank Polska S.A.

He has knowledge and practical skills related to in which the company operates.

The member of the Supervisory Board does not meet the independence criteria.

He has relevant knowledge and practical skills of accountancy or examination of financial statements.

Patryk Nowakowski

Member of the Management Board of Santander Bank Polska S.A. in charge of the Digital Transformation Division

Patryk Nowakowski graduated from the Poznan University of Economics and Business, IT and Econometrics Department.

He has a long track record in development and management of IT systems and strategic projects in the finance sector.

• From 2016 to 2019, until taking up the role of Management Board Member, he was Chief Information Officer. Meanwhile, from 2017 to 2018, he managed acquisition of the demerged part of Deutsche Bank Polska S.A. and successfully completed the legal and operational merger as well as smooth migration of products held by retail and business clients of Deutsche Bank Polska S.A. to the systems of Santander Bank Polska S.A.
• Between 2008 and 2016, he was in charge of Management Information Team, Information Management Competence Centre, Systems Development Area and, next, CRM and Business Development Area.
• In the years 2004-2007, he worked in Switzerland, gaining international experience as Business Intelligence Consultant at Business & Decision AG Zurich, and then as Associate Director in UBS AG and Senior Principal Consultant in Oracle.
• He started his professional career in 2002 in Bank Zachodni WBK S.A. (now: Santander Bank Polska S.A.) as IT System Development Specialist.

Patryk Nowakowski does not conduct operations competitive against the Bank and is not recorded in the Insolvent Debtors Register run pursuant to the National Court Register Act dated 20th August 1997, and he meets the requirements stipulated in Banking Law act dated 29th August 1997.

Marynika Woroszylska-Sapieha

Member of the Supervisory Board

Marynika Woroszylska-Sapieha is a graduate of the Medical University of Warsaw and International Executive Program INSEAD in Fontainebleau.

Professional background:

• Member of the Supervisory Board of Polpharma Group BV (since October 2021) 
• Chairwoman of the Supervisory Board of Scanmed S.A. (since April 2021)
• Member of the Supervisory Board of Polpharma Group (April 2017 – October 2021)
• Member of the Council of the University of Warsaw (June 2019 – January 2021)
• Advisor to the President of the Management Board of Polpharma Group (2016–2017)
• Marynika Woroszylska-Sapieha started her professional career in the pharmaceutical industry in 1994. Starting from 1998, she worked for Sanofi Group, one of the leaders of the pharmaceutical sector. In 2004–2015, she was the President of the Management Board and the General Manager of the branch in Poland
• For more than a decade, she worked at the Institute of Cardiology in Anin where she was part of a team which was the first in Poland to introduce a number of new techniques in the field of interventional cardiology. She was one of few female experts in the field
• In 2005–2012, she was a member of the Management Board of INFARMA, Employers’ Union of Innovative Pharmaceutical Companies. In 2012–2014, she was the President of the Board. As the Management Board member of an industry organisation, Marynika Woroszylska-Sapieha was responsible for ensuring compliance with the code of ethics and the transparency directive, protection of intellectual rights and promotion of innovation in Poland
• She is a member of INSEAD Alumni Club and was awarded the National Order of the Legion of Honour

Since April 2014, she has been a member of the Supervisory Board, since May 2017: a member of the Nominations Committee (since September 2019 – its Chairperson), the Remuneration Committee and the Audit and Compliance Committee at Santander Bank Polska S.A.

She meets the independence criteria.

Ms. Marynika Woroszylska-Sapieha does not conduct operations competitive against the Bank and is not recorded in the Insolvent Debtors Register run pursuant to the National Court Register Act dated 20 August 1997, and she meets the requirements stipulated in Banking Law act dated 29 August 1997.

She has knowledge of the industry in which the company operates.

She has relevant knowledge of accountancy or examination of financial statements.

Lech Gałkowski

Member of the Management Board of Santander Bank Polska S.A. in charge of the Business and Corporate Banking Division

A graduate from the Warsaw School of Economics (Banking and Finance) and a scholarship holder from the Staffordshire University Business School.

In 2012, he joined Santander Bank Polska S.A. (formerly Bank Zachodni WBK S.A.). He is an experienced corporate and investment banker, but first and foremost he is a highly effective leader, with a strong teamwork focus as confirmed by high readings of employee engagement surveys and a continued growth of the income generated by the segment.

• From 2012 to 2018, he headed the Corporate and Investment Banking Department. Next, after changes in the organisational structure, he was in charge of the Investment Banking Department (2018-2021), with responsibility for creating and implementing the vision for strategic cooperation with clients.
• Since 2010, he has chaired the Supervisory Board of Telestrada S.A.
• From 2008 to 2012, he was Management Board member in charge of Corporate and Investment Banking at RBS Bank (Polska) S.A. (formerly ABN AMRO Bank (Polska) S.A.)
• In the years 2003-2007, he was the CFO and Proxy at Volvo Auto Polska Sp. z o.o.
• From 1998 to 2003, he worked for ABN AMRO Bank (Polska) S.A. as a Senior Relationship Banker, Head of Automotive, Consumer & Healthcare Industries.
• From 1996 to 1998, he worked for Coopers & Lybrand Sp. z o.o. as a Senior Auditor responsible for the banking sector.

Lech Gałkowski does not conduct competitive business to that of the bank, does not appear in the Insolvent Debtors Register maintained pursuant to the Act on the National Court Register of 20 August 1997, and meets requirements of the Banking Law Act of 29 August 1997.

Zadania i odpowiedzialności

in charge of the Business and Corporate Banking Division.

Maciej Reluga

Member of the Management Board of Santander Bank Polska S.A., in charge of the Financial Management Division, Chief Economist

Maciej Reluga graduated from the faculty of Quantitative Methods in Economics at Warsaw University. He also completed a Finance Management Programme at the University of Namur (Belgium). He studied at ICAN Institute’s Strategic Leadership Academy and completed a Senior Management Programme at Banking at the Swiss Finance Institute. He attended trainings and courses, also at Cambridge University.

• Maciej Reluga has worked for the Bank since 2002. He is Chief Economist in charge of macroeconomic and market analyses, short- and long-term forecasting as well as the development of stress test scenarios.
• In 1998-2002, he worked for ING Bank Śląski and ING Barings.
• Between 1996 and 199,8 he was an Analyst with the Central Bank of Poland.

In February 2017, Maciej Reluga was appointed the Management Board Member in charge of the Financial Management Division at Bank Zachodni WBK S.A. (now Santander Bank Polska S.A.)

Maciej Reluga does not conduct competitive business to that of the bank and does not appear in the Insolvent Debtors Register and meets the requirements of the Banking Law of 29 August 1997.

John Power

Member of the Supervisory Board

John Power is a financial consultant and a senior executive with more than 30 years of experience in financial services.

Professional background:

• Chairman of Lelewela Enterprises Limited, operating the Roche-Bobois franchise network in Ireland
• General Director at Allied Irish Banks p.l.c., key person in the development of the Capital Markets
• Fellow of Institute of Chartered Secretaries and Administrators (since 1998)
• Fellow of Association of Chartered Certified Accountants (since 1997)
• Fellow of Institute of Bankers in Ireland (since 1992)
• Member of the Supervisory Board and Chairman of the Audit Committee at Santander TFI S.A. (March 2016–March 2018)
• Member of the Supervisory Board and Chairman of the Audit Committee of BZ WBK Asset Management S.A. (2009–March 2016)
• Member of the Supervisory Board and Chairman of the Audit Committee at Dom Maklerski BZ WBK S.A. (2009–2014)
• Member of the Board and Chairman of the Audit and Risk Committee of Bulgarian American Credit Bank (October 2008–July 2011)
• Member of the Supervisory Board of Santander Leasing S.A. (since September 2018)
• Chairman of the Supervisory Board of Santander Securities S.A. (November 2018–November 2019)
• Chairman of Touchtech Payments Ltd; Chairman of DCU Commercial DAC.

He has knowledge and practical skills related to in which the company operates.

The member of the Supervisory Board does not meet the independence criteria.

He has relevant knowledge and practical skills of accountancy or examination of financial statements.

Andrzej Burliga

Vice President, Member of the Management Board of Santander Bank Polska S.A. in charge of the Risk Management Division

Andrzej Burliga graduated from the Faculty of Theoretical Mathematics at Wrocław University. He completed programmes in the area of risk management as well as management, e.g. INSEAD International Executives Development Programme, BZWBK Development Programme for Executives, LMC Consulting – Lilley Moncrieff Taylor. He is a member of PRMIA Professional Risk Managers’ International Association.

• Andrzej Burliga joined Bank Zachodni WBK S.A., then Bank Zachodni S.A. in 1995. He began his career as a dealer in the Treasury Department, then he was promoted to the position of a chief dealer and later the Head of Treasury Department.
• He headed the Risk Management Department in Bank Zachodni WBK between 2001 and 2006.

In 2007, Andrzej Burliga was appointed a member of the Management Board of Bank Zachodni WBK S.A. and in 2017 he was appointed Vice President of the Management Board of Bank Zachodni WBK S.A. in charge of the Risk Management Division. He was responsible for day-to-day management of key risks, including credit and operational risk, in Bank Zachodni WBK Group (now Santander Bank Polska S.A.).

Andrzej Burliga does not conduct competitive business to that of the bank and does not appear in the Insolvent Debtors Register and meets the requirements of the Banking Law of 29 August 1997.

Antonio Escámez Torres

Chairman of the Supervisory Board

Antonio Escámez Torres has extensive board-level experience with a strong financial services background having worked in the sector since 1973. He has held a variety of executive and non-executive director-level roles across a number of jurisdictions including in Latin America, Europe and the US. Most of his professional career he has been associated with Banco Central and Santander Group. He holds a law degree from the University Complutense of Madrid.

Professional background:

• Non-Executive member of the Board of Directors of Santander Consumer Finance, S.A. (since 2020) and previously its Chairman (since 1999).
• Non-Executive member of the Board of Directors of Open Bank, S.A. (since 2020) and previously its Chairman (2002-2018) and Vice Chairman (2018-2020).
• Chairman of Arena Media Communications España (since 2001).
• Non – executive member of the Board of Directors of Grupo Konectanet, S.L. (since 2019), GMM Topco Conexion S. L. (since 2019), and a Chairman of Konecta Foundation (since 2005).
• Vice Chairman of Attijariwafa Bank (1994-2018).
• Chairman of Banco Santander Foundation (2007-2018).
• Chairman of Spain India Council Foundation (2009-2018).
• From 1999 associated with Santander Group – Banco Santander S.A. (as a result of the merger of Banco Central Hispano with Banco de Santander, operating till 2007 under the name Banco Santander Central Hispano) in which he held many functions until 2012, including: Member of the Board of Directors, Member of the Executive Committee, Member of the Management Committee, Member of the Banco Santander International Advisory Board and Member of Technology and International Committees.
• Between 1973 and 1999, associated with the Spanish bank Banco Central (after the merger with Banco Hispano Americano in 1991, operating under the name Banco Central Hispano), where he developed his career from Assistant to the General Management, through Chairman and Chief Executive Officer with responsibility for the North American operations of Banco Central, to Member of the Board of Directors, Member of the Executive Committee and Member of the Management Committee.

Since 22nd March 2021, Antonio Escámez Torres has been the Chairman of the Supervisory Board of Santander Bank Polska S.A.

He has knowledge and practical skills related to in which the company operates.

The member of the Supervisory Board does not meet the independence criteria.

He has relevant knowledge and practical skills of accountancy or examination of financial statements.

Jerzy Surma

Member of the Supervisory Board

Jerzy Surma is a graduate of the Wrocław University of Technology (Faculty of Computer Science and Management). He holds a PhD in Economic Sciences from the Wrocław University of Economics. Jerzy Surma also completed the IFP programme at IESE Business School and the Executive Programme at MIT Sloan School of Management.

Professional background:

• An academic at the Warsaw School of Economics (since 2006): currently Associate Professor in the Collegium of Economic Analyses and Head of Post-graduate Business Intelligence and Cybersecurity Management Studies at the Warsaw School of Economics
• Head of the National Cryptologic Centre (Narodowe Centrum Kryptologii) (February 2018–January 2019)
• Visiting Scholar at Harvard Business School and University of Massachusetts (2011–2014)
• Member of the Supervisory Board of Kęty Group (2008–2017)
• Head of Business Consulting in IMG Information Management Polska responsible for the implementation of business intelligence systems, business process re-engineering and IT advisory services for the telecommunications, manufacturing and retail sectors (2002–2006)
• Head of Software Development Department of T-Systems Polska (1999–2002).

Since May 2012, Jerzy Surma has been a member of the Supervisory Board, member of the Audit and Compliance Committee and the Remuneration Committee, and Chairman of the Risk Committee at Santander Bank Polska S.A.

He meets the independence criteria.

He has knowledge and practical skills related to in which the company operates.

He has relevant knowledge and practical skills of accountancy or examination of financial statements.

Michał Gajewski

Chief Executive Officer Santander Bank Polska S.A.

Michał Gajewski, attorney-at-law, is a graduate of the Law Department at the Adam Mickiewicz University in Poznań. He also studied at the Northwestern University in Chicago and London Business School.

Since 1992, he has been professionally active in the banking sector. In the years 1992-2008, Michał Gajewski worked with WBK Group and with Bank Zachodni WBK S.A. He started from a branch role, progressing to various middle and senior management capacities, and finally reached the position of the Management Board member responsible for Retail Banking.

In the years 2008-2011, he acted as Vice-President of the Management Board of BGŻ Bank, where he was in charge of the Retail Business and SME Banking and the Corporate Customers Division.

In 2012, he started work at Bank Millenium S.A. where he served as the Macroregional Director in the Retail Banking Division in the years 2012-2015, and then in 2015 was appointed Management Board Member responsible for Retail Business.

In 2016, Michał Gajewski was appointed a President of Management Board of Bank Zachodni WBK S.A. (now Santander Bank Polska S.A.)

Michał Gajewski does not conduct competitive business to that of the bank and does not appear in the Insolvent Debtors Register, kept on the basis of the Act of 20 August 1997 on the National Court Register and meets the requirements of the Banking Law of 29 August 1997.