• Purpose

    To help people and businesses prosper

  • Aim

    To be the best open financial services platform by acting responsibly and earning the lasting loyalty of employees, customers, shareholders and communities.

  • Values

    Simple| Personal | Fair

Santander Bank Polska Group

As one of the largest financial groups and the largest private bank in Poland, Santander Bank Polska Group offers state-of-the-art financial solutions to personal customers, micro, small and medium enterprises, and domestic and international corporations. The Bank operates one of the biggest networks of branches and partner outlets. It also renders services via electronic channels, including mobile banking. Among the market leaders in terms of the use of modern technologies in banking, the Bank consistently develops its brand in line with its strategic goal to achieve the position of the best bank for customers. Loyalty and satisfaction of its customers are the priorities for Santander Bank Polska. With this in mind, the Bank regularly implements innovative functionalities to help clients manage their personal and business finances effectively. Since 2011, the Bank has been a member of the international Santander Group. Santander Bank Polska Group companies offer investment funds, brokerage services, insurance, leasing, and factoring.

Our aim is to aid people in realising their dreams, fulfilling their plans and achieving their goals. In everything we do, we follow our core values.


Discover our history

7 September 1857

Banco Santander is established

7 September 1947

Banco Santander starts its international expansion

7 September 1989

Bank Zachodni and Wielkopolski Bank Kredytowy are spun off from the National Bank of Poland.

8 September 1989

As part of rebranding,

Banco Santander starts using red in its logo.

7 September 1993

WBK shares are quoted on the Warsaw Stock Exchange for the first time.

7 September 1994


becomes the biggest bank in Spain.

7 September 1995

Allied Irish Banks, an Irish banking group, becomes WBK’s strategic investor.

7 September 1996

Banco Santander expands into new markets: Brazil, Chile, Great Britain and Argentina.

7 September 1997

Bank Zachodni establishes its „Pomoc Ludziom” Foundation, later renamed as Bank Zachodni WBK Foundation.

7 September 1999

Bank Zachodni becomes the first bank in Poland to provide its customers with active access to electronic banking.

The first credit card payment made by a Bank Zachodni customer.

Allied Irish Banks becomes Bank Zachodni’s strategic investor.

Santander merges with Banco Central Hispano.

1 April 2001

Incorporation of Bank Zachodni WBK S.A. as a result of a merger of Bank Zachodni S.A. with Wielkopolski Bank Kredytowy S.A.

1 April 2003

Banco Santander launches its operations in Poland.

Santander takes over entire Finconsumo, an Italian consumer finance company, and acquires similar firms in Poland, Norway and the Netherlands. The bank also expands into Austria, Sweden, the Czech Republic and Hungary. All those companies become parts of Santander Consumer, Europe’s leading consumer finance provider.

1 April 2005

BZ WBK becomes the first bank in Poland to offer microchip cards to all customers, a milestone in terms of card user security.

1 April 2008

Bank Zachodni WBK opens its 500th branch.

1 April 2010

The Banker, a reputable British magazine, names Bank Zachodni WBK “Bank of the Year 2010 in Poland.”

1 April 2011

Sale of all shares of Bank Zachodni WBK S.A. held by AIB European Investments Ltd. (70.36% of share capital and voting power) to Banco Santander S.A.

1 September 2011

Acquisition of 95.67% of share capital and voting power of Bank Zachodni WBK S.A. by Banco Santander S.A. in the tender offer for 100% of the bank's shares.

1 April 2012

Santander Universidades is launched in Poland.

The aim of this global Santander Group programme is to cooperate with universities to support university education and research initiatives. Over the next five years, 15,000 students and 3,000 academicians will have a chance to obtain financial support that will enable them to participate in international exchange programmes.

4 January 2013

Merger of Bank Zachodni WBK S.A. and Kredyt Bank S.A. by way of acquisition (transfer of all assets of the acquired bank to the acquirer in exchange for newly issued series J shares allotted to shareholders of Kredyt Bank S.A.)

1 April 2013

The “From Cranach to Picasso. The Santander Collection” exhibition is opened in the National Museum in Wrocław.

1 April 2014

Acquisition of ordinary and preference shares of Santander Consumer Bank S.A. (SCB S.A.) with its registered office in Wrocław by Bank Zachodni WBK S.A., representing 60% of the share capital of SCB S.A. and 67% of votes at the General Meeting of SCB S.A.

Bank Zachodni WBK publishes its first corporate social responsibility report

1 April 2015

The Santander Orchestra project is launched to support the career development of the most talented young musicians. Project participants hone their skills by training under the supervision of the best tutors and playing in a symphony orchestra conducted by internationally recognised artists. They also acquire practical knowledge that helps them direct their career and succeed in the world of music.

1 April 2015

New business model focused on helping people and businesses prosper. Santander Group’s aim is to be the best retail and business bank that earns the lasting loyalty of its employees, customers, shareholders and communities. The Group’s employees all over the world follow the same corporate culture in line with the Simple, Personal and Fair values.

1 April 2016

Bank Zachodni WBK is recognised as the „Best Bank in Poland” by Euromoney Awards for Excellence.

1 April 2016

The bank’s mobile app, BZWBK24, is named Poland’s best mobile banking by Forrester Research.

1 April 2017

BZWBK24 mobile reaches one million mobile customers.

1 April 2017

The „How’s Your Driving” educational project attracts 100,000 fans.

BZ WBK launches Finansiaki.pl, a financial education portal.

1 April 2017

BZ WBK introduces Konto Jakie Chcę, the first package account in the Polish market, which enables clients to customise the banking services they use.

14 December 2017

Execution of a transaction agreement between Bank Zachodni WBK S.A., Banco Santander S.A. and Deutsche Bank AG (DB AG) to purchase a demerged part of Deutsche Bank Polska S.A. and 100% of shares in DB Securities S.A.

7 September 2018

Registration of the change of the bank’s name from Bank Zachodni WBK S.A. to Santander Bank Polska S.A. and its registered office address from Wrocław to Warsaw in the National Court Register.

9 November 2018

Acquisition of a demerged part of Deutsche Bank Polska S.A. and DB Securities S.A. along with registration of an increase in the share capital of Santander Bank Polska S.A. by demerger shares

8 November 2019

Division of Santander Securities S.A. through transfer of an organised part to Santander Bank Polska S.A. and Santander Finanse Sp. z o.o.

Santander Bank Polska in numbers

Corporate values

  • Customer satisfaction

    We always focus on the expectations and satisfaction of our customers.
    Our straightforwardness, professionalism and individualised approach enable us to build valuable, long-term and trust-based relationships with our clients.

  • Innovation

    We are constantly working on new cutting-edge banking solutions. Addressing the evolving needs of our customers, we support their advancement by facilitating and expanding the access to banking services.

  • Strength

    Our market strength comes from a robust balance sheet and responsible risk management that makes use of Santander Group’s international potential. Our customers are not the only ones to benefit from our operations: we also support the growth of local communities and the entire country.

  • Leadership

    Our managers unlock the potential of employees by inspiring and motivating them and directing their development to build the value of our bank together.

  • Engagement

    We build engagement based on cooperation, partnership and trust. It enables us to perform our tasks and exceed the targets we set for ourselves. As employees, we have influence on how our Bank develops. We are proud to be a part of a bank that strives to satisfy all interested parties.

  • Ethics

    We act in compliance with the law and internal regulations. We are guided by the principles of integrity, transparency of conduct and clarity of procedures.



    Santander Allianz Towarzystwo Ubezpieczeń are two joint venture companies whose shareholders are: Santander Bank Polska S.A. and a company from the Allianz group. The activities of the Societies began in August 2008. Santander Aviva was operating until May 2022. Companies provide insurance protection for products offered by the bank.


    A universal leasing company, Santander Leasing offers financing for a wide range of assets to SME and corporate customers.


    Santander Towarzystwo Funduszy Inwestycyjnych S.A. has been operating on the market for 20 years, winning the trust of almost 150,000 customers. The company invests in treasury and corporate bonds and shares of Polish and foreign companies.


    As a subsidiary of Santander Bank Polska S.A., Santander Factoring Sp. z o.o. benefits from increased stability. Thanks to the cooperation with its parent company, Santander Factoring is able to provide its customers with wide access to factoring services at Santander branches throughout Poland.


Amount shares

  • 67,41%

    Banco Santander S.A.

  • 5,01%

    Nationale-Nederlanden OFE

  • 27,58%