Company

Banco Santander is established

Banco Santander starts its international expansion

Bank Zachodni and Wielkopolski Bank Kredytowy are spun off from the National Bank of Poland.

As part of rebranding,

Banco Santander starts using red in its logo.

WBK shares are quoted on the Warsaw Stock Exchange for the first time.

Santander

becomes the biggest bank in Spain.

Allied Irish Banks, an Irish banking group, becomes WBK’s strategic investor.

Banco Santander expands into new markets: Brazil, Chile, Great Britain and Argentina.

Bank Zachodni establishes its „Pomoc Ludziom” Foundation, later renamed as Bank Zachodni WBK Foundation.

Bank Zachodni becomes the first bank in Poland to provide its customers with active access to electronic banking.

The first credit card payment made by a Bank Zachodni customer.

Allied Irish Banks becomes Bank Zachodni’s strategic investor.

Santander merges with Banco Central Hispano.

Incorporation of Bank Zachodni WBK S.A. as a result of a merger of Bank Zachodni S.A. with Wielkopolski Bank Kredytowy S.A.

Banco Santander launches its operations in Poland.

Santander takes over entire Finconsumo, an Italian consumer finance company, and acquires similar firms in Poland, Norway and the Netherlands. The bank also expands into Austria, Sweden, the Czech Republic and Hungary. All those companies become parts of Santander Consumer, Europe’s leading consumer finance provider.

BZ WBK becomes the first bank in Poland to offer microchip cards to all customers, a milestone in terms of card user security.

Bank Zachodni WBK opens its 500th branch.

The Banker, a reputable British magazine, names Bank Zachodni WBK “Bank of the Year 2010 in Poland.”

Sale of all shares of Bank Zachodni WBK S.A. held by AIB European Investments Ltd. (70.36% of share capital and voting power) to Banco Santander S.A.

Acquisition of 95.67% of share capital and voting power of Bank Zachodni WBK S.A. by Banco Santander S.A. in the tender offer for 100% of the bank's shares.

Santander Universidades is launched in Poland.

The aim of this global Santander Group programme is to cooperate with universities to support university education and research initiatives. Over the next five years, 15,000 students and 3,000 academicians will have a chance to obtain financial support that will enable them to participate in international exchange programmes.

Merger of Bank Zachodni WBK S.A. and Kredyt Bank S.A. by way of acquisition (transfer of all assets of the acquired bank to the acquirer in exchange for newly issued series J shares allotted to shareholders of Kredyt Bank S.A.)

The “From Cranach to Picasso. The Santander Collection” exhibition is opened in the National Museum in Wrocław.

Acquisition of ordinary and preference shares of Santander Consumer Bank S.A. (SCB S.A.) with its registered office in Wrocław by Bank Zachodni WBK S.A., representing 60% of the share capital of SCB S.A. and 67% of votes at the General Meeting of SCB S.A.

Bank Zachodni WBK publishes its first corporate social responsibility report

The Santander Orchestra project is launched to support the career development of the most talented young musicians. Project participants hone their skills by training under the supervision of the best tutors and playing in a symphony orchestra conducted by internationally recognised artists. They also acquire practical knowledge that helps them direct their career and succeed in the world of music.

New business model focused on helping people and businesses prosper. Santander Group’s aim is to be the best retail and business bank that earns the lasting loyalty of its employees, customers, shareholders and communities. The Group’s employees all over the world follow the same corporate culture in line with the Simple, Personal and Fair values.

Bank Zachodni WBK is recognised as the „Best Bank in Poland” by Euromoney Awards for Excellence.

The bank’s mobile app, BZWBK24, is named Poland’s best mobile banking by Forrester Research.

BZWBK24 mobile reaches one million mobile customers.

The „How’s Your Driving” educational project attracts 100,000 fans.

BZ WBK launches Finansiaki.pl, a financial education portal.

BZ WBK introduces Konto Jakie Chcę, the first package account in the Polish market, which enables clients to customise the banking services they use.

Execution of a transaction agreement between Bank Zachodni WBK S.A., Banco Santander S.A. and Deutsche Bank AG (DB AG) to purchase a demerged part of Deutsche Bank Polska S.A. and 100% of shares in DB Securities S.A.

Registration of the change of the bank’s name from Bank Zachodni WBK S.A. to Santander Bank Polska S.A. and its registered office address from Wrocław to Warsaw in the National Court Register.

Acquisition of a demerged part of Deutsche Bank Polska S.A. and DB Securities S.A. along with registration of an increase in the share capital of Santander Bank Polska S.A. by demerger shares