The information on the website may contain advertising content that does not constitute an agreement or an information document required by the law, and does not contain sufficient information to make an investment decision. Investing bears risk. Before making any investment decisions, read the fund's prospectus, including the full list of risks.

Santander Prestiż Calm Investment

Rate of returnUnit value
Sub-fund nameUnit value 19.03.2024Unit value 19.04.2024Value change
Santander Prestiż Calm Investment
Unit value 19.03.2024
1 000,91 PLN
Unit value 19.04.2024
1 003,95 PLN
Value change
0,30%
1 000,91 PLN1 003,95 PLN0,30%
19.04.2024
Current value19.04.20241 003,95PLN
Previous value 18.04.20241 004,20 PLN
1M+0,30%

Risk indicator

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The risk indicator is an indication of the risk level of this product compared to other products. Takes values from 1 to 7. The higher the value of the indicator, the higher is the risk of the product, i.e. the greater the probability of a loss of the invested funds.

This chart shows the sub-fund’s performance as the percentage loss or gain per year - There is currently insufficient data on past performance.

sub-fund benchmark

Past performance is not a reliable indicator of future performance. Markets could develop very differently in the future. It can help you to assess how the sub-fund has been managed in the past.

There is insufficient data to provide individual investors with reliable indications of past performance.

Sub-fund overview

Sub-fund launch07.03.2024
BenchmarkWIRON
Recommended investment horizonmin. 6 months
Subfund categoryDebt
Managing companySantander TFI S.A.
Minimum initial investment100,00 PLN
Minimum subsequent investment100,00 PLN

Summary of the investment policy

  • debt sub-fund that invests in bonds issued or guaranteed by the State Treasury or Member States, treasury bills, corporate bonds, bank bonds, certificates of deposit and mortgage bonds,
  • the sub-fund invests in assets denominated in PLN or in foreign currencies, while hedging the FX risk,
  • duration ratio should not exceed 1,
  • the average, value-weighted term to maturity of the portfolio should not be longer than three years,
  • the sub-fund is actively managed: its portfolio doesn’t reflect portfolio of the benchmark and its performance may be significantly different from performance of the benchmark.

Sub-fund manager

Michał Hołda

Michał Hołda

Graduate of the Warsaw School of Economics, Department of Finance and Banking. Licensed investment advisor.

Overview of the investment process

At Santander TFI, the investment process relies on the competences of the Investment Committee as well as the individual sub-fund managers. The Investment Committee, which includes all managers, makes decisions on, among other things, hedging currency positions and the use of other derivatives. It can also make decisions on strategic and geographic allocation. Sub-fund managers, on the other hand, make individual investment decisions regarding the target holdings of individual financial instruments in the portfolio.

Allocation of assets

70%Bonds issued and guaranteed by the government
30%Cash and deposits

Geographic allocation

100%Poland
19.04.2024
Current value19.04.20241 003,95PLN
Previous value 18.04.20241 004,20 PLN
1M+0,30%

Risk indicator

1234567
The risk indicator is an indication of the risk level of this product compared to other products. Takes values from 1 to 7. The higher the value of the indicator, the higher is the risk of the product, i.e. the greater the probability of a loss of the invested funds.

Allocation of assets

Geographic allocation

Currently, there is insufficient real data. Currently, there is insufficient real data.

The pie charts represent model data.

Sustainability-related disclosures

No consideration of adverse impacts of investment decisions on sustainability factors.

The Subfund does not consider principal adverse impacts of investment decisions on sustainability factors. This is dictated by the existing, noticeable at the moment, lack of sufficient disclosure data of portfolio companies as well as by the still undeveloped market practice in the area of principal adverse impacts. Santander TFI plans to consider adverse impacts of investments decisions on sustainability factors for a higher number of products - Santander TFI’s strategy in this respect adequately takes into account its size, nature and scale of activity, as well as the types of offered financial products.

This document is presented for marketing purposes and does not constitute an agreement or an information document required by law.

It should not be relied upon as the sole basis for making investment decisions.

The rewards of investing in shares are also accompanied by risks. A description of the risk factors, financial data and information about fees and charges can be found in the prospectuses, key information documents (KIDs) and schedules of fees and charges available in Polish at Santander.pl/TFI/documents and at Santander fund distributors. For a summary of investors' rights, see the prospectus (Chapter III, sec. 4).

The Funds do not guarantee the achievement of a stated investment objective or a specific investment performance and future returns are subject to taxation, which depends on the personal situation of each investor and which may change over time. Before making an investment decision, the participant should consider the fees associated with the sub-fund and take into account the possible taxation of the investment return. The participant must also take into account the possibility of losing at least part of the invested funds.

When investing in mutual funds, the participant purchases the units of those funds and not the underlying assets that the fund itself invests in.

The sub-fund can invest more than 35% of its assets in securities issued, underwritten or guaranteed by the State Treasury or the National Bank of Poland.

The information presented above is solely promotional in nature.