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Santander PPK 2060

Santander PPK SFIO

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Sub-fund nameUnit value 28.06.2024Unit value 30.06.2025Rate of return
Santander PPK 2060
Unit value 28.06.2024
1 485,58 PLN
Unit value 30.06.2025
1 640,08 PLN
Rate of return
10,40%
1 485,58 PLN1 640,08 PLN10,40%
Current value30.06.20251 640,08PLN
Percentage changes in subfund by period
Change periodValue/change in subfund
Previous value 27.06.20251 634,35 PLN
1M+2,26%
3M+5,99%
6M+16,91%
12M+10,40%
36M+64,44%
60M+68,79%
YTD+16,91%

Risk indicator

  • 4
The risk indicator is an indication of the risk level of this product compared to other products. Takes values between 1 and 7. The higher the value of the indicator, the higher is the risk of the product, i.e. the greater the probability of a loss of the invested funds.

Summary of the investment policy

Under the debt part, the sub-funds may invest:

  • no less than 70% of the value of the assets in treasury and quasi-treasury bonds or bank deposits,
  • no more than 30% of the value of the assets in other financial instruments, but no more than 10% in financial instruments that do not have an investment rating.

Under the share part, the sub-funds may invest:

  • no less than 40% of the value of the assets in the shares included the WIG20 index,
  • no more than 20% of the value of the assets in the shares included in the mWIG 40 index,
  • no more than 10% of the value of the assets in other shares listed on the Warsaw Stock Exchange,
  • no less than 20% of the value of the assets in foreign shares in the OECD countries.

The subfund invests its assets in subsequent time intervals according to the principles set out in the table below:

Santander PPK 2060: until 31.12.2039 from 01.01.2040
until 31.12.2049		 from 01.01.2050
until 31.12.2054		 from 01.01.2055
until 31.12.2059		 from 01.01.2060
Equity part 60-80% 40-70% 25-50% 10-30% 0-15%
Debt part 20-40% 30-60% 50-75% 70-90% 85-100%

 

During the five years preceding the year in which the subfund reaches its defined date, the part of the equity component will be gradually reduced to the debt component.

 

This chart shows the sub-fund’s performance as the percentage loss or gain per year over the last 5 years. (%)

sub-fund

Past performance is not a reliable indicator of future performance. Markets could develop very differently in the future. Assessing how the sub-fund has been managed in the past can help you.

Performance is shown net of all fees charged on the sub-fund's assets including management fee and performance fee. The performance figures are not adjusted for the potential tax imposed on the Investor and the charges payable upon the sale or repurchase of participation units. The sub-fund was established in 2019. The results were accrued in Polish currency.

Sub-fund overview

Sub-fund launch
02.12.2019
Benchmark
n/a
Recommended investment horizon
min. 5 years
Subfund category
defined date sub-fund
Managing company
Santander TFI S.A.
Minimum initial investment
0,01 PLN
Minimum subsequent investment
0,01 PLN

Sub-fund manager

Adam Nowakowski, CFA

Adam Nowakowski, CFA

Head of Equity, Fund Manager

Adam Nowakowski is a graduate of the Poznań School of Economics (currently, the Poznań University of Economics and Business), where he completed studies at the Faculty of Management and Marketing, majoring in Capital Investments and Corporate Financial Strategies. He began working with the capital market in 2005 as an Assistant Broker, and then Broker in the Settlements Department of the Brokerage House of BZ WBK S.A. In 2010, he joined BZ WBK Asset Management S.A. Initially, he was employed as a Stock Analyst, and in October 2013, he advanced to Analysis Team Manager. In 2016, Adam Nowakowski joined Santander TFI, where he currently holds the Head of Equity position.

Marta Stępień, CFA

Marta Stępień, CFA

Managing the debt part of the portfolio

Graduate of the Wrocław University of Economics, Department of Finance and Banking; Majors: Finance Analyst and Risk Management. She began working with the capital market in 2011 as an analyst in the NWAI Brokerage House. Joined the company in January 2015, initially as a bond market analyst, currently holds the fund manager position. Marta Stępień holds a Securities Broker licence, an Investment Advisor license and is entitled to use the CFA title (Chartered Financial Analyst).

Overview of the investment process

At Santander TFI, the investment process relies on the competences of the Investment Committee and the individual sub-funds’ managers.

The Investment Committee includes all sub-funds’ managers. The Investment Committee makes decisions that concern, among other things:

  • hedging currency positions and the use of other derivatives,
  • strategic and geographic allocation.

Sub-funds’ managers, on the other hand, make individual investment decisions regarding the target holdings of individual financial instruments in the portfolios.

Allocation of assets

67%
Equities
28%
BRAK W SŁOWNIKU
3%
Units issued by equity funds
2%
Other

Geographic allocation

82%
Poland
9%
United States
9%
Other

Documents to download

Current value30.06.20251 640,08PLN
Percentage changes in subfund by period
Change periodValue/change in subfund
Previous value 27.06.20251 634,35 PLN
1M+2,26%
3M+5,99%
6M+16,91%
12M+10,40%
36M+64,44%
60M+68,79%
YTD+16,91%

Risk indicator

  • 4
The risk indicator is an indication of the risk level of this product compared to other products. Takes values between 1 and 7. The higher the value of the indicator, the higher is the risk of the product, i.e. the greater the probability of a loss of the invested funds.

Documents to download

Sub-fund's portfolio as of May 30, 2025

Sustainability-related disclosures

We do not considerf adverse impacts of investment decisions on sustainability factors.

The sub-fund does not consider principal adverse impacts of investment decisions on sustainability factors. The main reason is lack of sufficient disclosure data of companies. Aditionally there is undeveloped market practice in the area of principal adverse impacts. We plan to consider adverse impacts of investments decisions on sustainability factors for a higher number of products. Our strategy in this respect takes into account size, nature and scale of activity, as well as the types of offered financial products.

This document is presented for marketing purposes and does not constitute an agreement or an information document required by law.

It should not be relied upon as the sole basis for making investment decisions.

The rewards of investing in shares are also accompanied by risks. A description of the risk factors, financial data and information about fees and charges can be found in the prospectuses, key information documents (KIDs) and schedules of fees and charges available in Polish at Santander.pl/TFI/documents. For a summary of investors' rights, see the prospectus (Chapter III, sec. 4).

The Funds do not guarantee the achievement of a stated investment objective or a specific investment performance and future returns are subject to taxation, which depends on the personal situation of each investor and which may change over time. Before making an investment decision, the participant should consider the fees associated with the sub-fund and take into account the possible taxation of the investment return. The participant must also take into account the possibility of losing at least part of the invested funds.

When investing in mutual funds, the participant purchases the units of those funds and not the underlying assets that the fund itself invests in.

The Sub-fund can invest over 35% (thirty five percent) of the value of the sub-fund’s assets in securities issued, warranted, or guaranteed by the State Treasury or the National Bank of Poland.
The net asset value of the sub-funds may be exposed to considerable volatilitydue to the composition of the investment portfolio.

The information presented above is solely promotional in nature.