Current Report no. 34 (2025)

Issuance costs of series 6 senior non-preferred notes with a total nominal value of EUR 500,000,000 issued under the EMTN Programme.

With regard to the current report of Santander Bank Polska S.A. ("Bank") no. 30/2025, concerning admission to trading on Euronext Dublin of senior non-preferred notes series 6 with a total nominal value of EUR 500,000,000 issued under the EMTN Programme, the Management Board of the Bank informs as follows:

1. the total gross costs (VAT included) which were included in the issuance costs of senior non-preferred notes series 6 broken down by categories:
   1. costs of preparing and conducting the offer: PLN 8,267,209.29,
   2. costs of underwriters' remuneration: N/A,
   3. costs of promotion: PLN 11,476.66,
   4. costs of prospectus and supplement preparation including advisory costs: N/A.
   Total expenses mentioned above paid for subscriptions of bonds amounted to PLN 8,278,685.95 gross.
2. cost recognition in the accounting records and financial statement of the issuer is as follows:
   Expenses related to the works on preparing and carrying out the offering and promotion costs were recognized on a one-off basis (part of the costs under letter a and the costs under letter c, point 1 above).
   The remaining part of costs listed under letter a, point 1 above are recognized on a straight-line basis over time.
3. the average cost of subscription per one subscribed bond: PLN 1,655.74.

Legal basis:
§ 17 of the Regulation of the Minister of Finance on 6 June 2025 on the current and periodic information published by issuers of securities and the conditions for considering as equivalent the information required by law of a non-member state.

14:50, 28 Nov 2025