| Sub-fund name | Unit value 18.09.2020 | Unit value 20.09.2021 | Value change | |
|---|---|---|---|---|
Santander Moderate Strategy Unit value 18.09.2020 924,61 PLN Unit value 20.09.2021 1 027,49 PLN Value change 11,13% | 924,61 PLN | 1 027,49 PLN | 11,13% | |
| Previous value 17.09.2021 | 1 034,81 PLN |
| 1M | -0,08% |
| 3M | +0,86% |
| 6M | +4,09% |
| 12M | +11,13% |
| 36M | +7,58% |
| YTD | +5,19% |
Sub-fund overview
| Sub-fund launch | 09.02.2018 |
| Benchmark | n/a |
| Recommended investment horizon | min. 3 years |
| Subfund category | Mixed |
| Managing company | Santander TFI S.A. |
| Minimum initial investment | 1 000,00 PLN |
| Minimum subsequent investment | 100,00 PLN |
Summary of the investment policy
fund of funds investing from 70% to 100% of its net asset value (NAV) in the participation units of open-end investment funds managed by Santander TFI,
from 50% to 80% of NAV can be invested in debt securities and money market instruments and funds which invest mainly in debt securities,
the shares of funds which invest mainly in equity and similar instruments can account for 20% to 40% of NAV,
up to 50% of total assets can be invested in the participation units of one of the following sub-funds: Santander Short Duration, Santander Government Bond, Santander European Bond, Santander Corporate Bond, Santander Polish Equity, Santander Central and Eastern European Equity and up to 20% in the participation units of Santander Equity Growth and Santander Small and Medium Caps Equity sub-fund,
the sub-fund will not invest in the participation units of other Santander FIO funds apart from the ones named above.
Overview of the investment process
The Investment Committee composed of all managers approves financial instruments for inclusion in the sub-fund portfolios and makes strategic decisions regarding portfolios under management. The Investment Committee decides about target shares of individual instruments in the portfolios. In Santander TFI, the investment process relies on the competences of the Investment Committee and of the individual sub-fund managers.
Allocation of assets
| 40% | Corporate bond funds |
| 29% | Units issued by equity funds |
| 20% | Govenment bond funds |
| 8% | Government bonds |
| 3% | Cash and deposits |
Geographic allocation
| 72% | Poland |
| 15% | Other |
| 6% | United States |
| 4% | Netherlands |
| 3% | Luxembourg |
Documents to download
| Previous value 17.09.2021 | 1 034,81 PLN |
| 1M | -0,08% |
| 3M | +0,86% |
| 6M | +4,09% |
| 12M | +11,13% |
| 36M | +7,58% |
| YTD | +5,19% |
Documents to download
The presented data concerning the value of the sub-fund’s participation units and changes in the participation unit value over time are historical data and similar performance in the future cannot be guaranteed. The performance figures are not adjusted for the potential tax imposed on the Participants and the charges payable upon the sale or repurchase of participation units by the sub-fund.
The sub-fund’s financial data, description of risk factors,information on fees related to participation in sub-fund and key investor information document can be found in the prospectuses and tables of fees available in Polish on Santander.pl/TFI/documents and from the distributors of Santander Prestiż SFIO. A summary of investors’ rights can be found in the prospectus (Chapter III, point 4).
The sub-fund cannot guarantee achievement of the investment objective or of the expected return on investment. Prior to making an investment decision, the Participant should review the fees charged by the sub-fund and take into account the potential tax imposed on the gains. The Participant should also consider the possibility of losing at least some of the invested capital.
The net asset value of Santander Moderate Strategy sub-fund is exposed to considerable volatility due to the composition of the investment portfolio.
The information presented above is solely promotional in nature.
Sub-fund managers
Investment Committee