2018 "Parkiet" Golden Portfolio for Santander Platinum Conservative

Rate of returnUnit value
Sub-fund nameUnit value 09.04.2020Unit value 13.04.2021Value change
Santander Platinum Conservative
Unit value 09.04.2020
67,04 PLN
Unit value 13.04.2021
72,41 PLN
Value change
8,01%
67,04 PLN72,41 PLN8,01%
13.04.2021
Current value13.04.202172,41PLN
Previous value 12.04.202172,24 PLN

Profit and risk rates

Potential return
1234567
The sub-fund is dedicated to investors who expect slightly higher returns than the return on government bond funds and plan mid-term or long-term investments (minimum 3 years).
Risk level
1234567
Moderate risk - associated mainly with changes in the market interest rates, credit risk, liquidity risk and the volatility of share prices and currency rates. A full description of the sub-fund’s risks can be found in the prospectus and, in abbreviated form, in the KIID.

On 13 October 2014, Arka Platinum Conservative sub-fund (formerly known as Arka BZ WBK Bond Plus) changed its name and the investment policy. Therefore, the performance of the sub-fund recorded before 13 October 2014 was achieved under conditions which do not apply anymore.

On 9 September 2018, the sub-fund changed its name to Santander Platinum Conservative.

Sub-fund overview

Sub-fund launch10.02.2012
Benchmark10% MSCI ACWI + 65% ICE BofAML Poland Government Index (G0PL) + 15% ICE BofAML Global Government Index (W0G1) + 10% WIBID 3M
Recommended investment horizonmin. 3 years
Subfund categoryMixed
Managing companySantander TFI S.A.
Minimum initial investment1 000,00 PLN
Minimum subsequent investment100,00 PLN

Summary of the investment policy

  • the mixed sub-fund which invests locally and globally – foreign investments may be up to 40% of assets,
  • from 60% to 100% of assets can be invested directly in money market instruments and debt securities denominated mainly in PLN, issued by the State Treasury and companies, as well as participation units or certificates of bond funds,
  • the sub-fund invests up to 20% of its assets directly in shares or participation units and certificates of equity funds,
  • max. 20% of assets can be invested in corporate bonds, and 10% of assets may be invested in bonds issuers without an investment rating,
  • duration ratio of debt part of the sub-fund should not exceed 8,
  • the sub-fund is actively managed: its portfolio nor performance may not reflect portfolio of the benchmark and its performance may be significantly different from performance of the benchmark. The sub-fund may invest in securities off the benchmark.

Sub-fund manager

Jacek Grel, CFA

Jacek Grel, CFA

Graduate of the University of Economics in Opole, Department of Management and Business Organisations; Holder of a degree in Macroeconomics at the Central European University and of the prestigious Chartered Financial Analyst (CFA) designation.

Overview of the investment process

In Santander TFI, the investment process relies on the competence of the Investment Committee and of the individual sub-fund managers. The Investment Committee composed of all managers approves financial instruments for inclusion in the sub-fund portfolios and makes strategic decisions regarding portfolios under management. Sub-fund managers decide about target shares of individual instruments in the portfolios.

Allocation of assets

73%Government bonds
12%Corporate bonds
6%Participation units of equity funds
5%Shares
4%Participation units of debt funds

Geographic allocation

70%Poland
13%Other
9%United States
4%Netherlands
4%region of Europe (investment funds)
13.04.2021
Current value13.04.202172,41PLN
Previous value 12.04.202172,24 PLN

Profit and risk rates

Potential return
1234567
The sub-fund is dedicated to investors who expect slightly higher returns than the return on government bond funds and plan mid-term or long-term investments (minimum 3 years).
Risk level
1234567
Moderate risk - associated mainly with changes in the market interest rates, credit risk, liquidity risk and the volatility of share prices and currency rates. A full description of the sub-fund’s risks can be found in the prospectus and, in abbreviated form, in the KIID.

Sub-fund's portfolio as at 2021-02-26.

The presented data concerning the value of the sub-fund’s participation units and changes in the participation unit value over time are historical data and similar performance in the future cannot be guaranteed. The performance figures are not adjusted for the potential tax imposed on the Participant and the charges payable upon the sale or repurchase of participation units by the sub-fund.

The sub-fund’s financial data, description of risk factors and information on fees related to participation in sub-fund can be found in the prospectuses and tables of fees available in Polish on Santander.pl/TFI and from the distributors of Santander FIO. The sub-fund cannot guarantee achievement of the investment objective or of the expected return on investment. Prior to making an investment decision, the Participant should review the fees charged by the sub-fund and take into account the potential tax imposed on the gains. The Participant should take into consideration the possibility of losing at least some of the invested capital.

The sub-fund can invest more than 35% of its assets in securities issued, guaranteed or underwritten by the State Treasury or the National Bank of Poland.

The information presented above is solely promotional in nature.