The information on the website may contain advertising content that does not constitute an agreement or an information document required by the law, and does not contain sufficient information to make an investment decision. Investing bears risk. Before making any investment decisions, read the fund's prospectus, including the full list of risks.

Legal notes

Santander TFI S.A. informs that the content of the website is not intended to be an offer of the provision of any services to the website users and that it serves solely information or advertisement purposes. The presented information shall not be treated as investment, financial, legal or tax advice or as a recommendation of any financial instruments or their issuers.

The content of the website is a property of Santander Towarzystwo Funduszy Inwestycyjnych S.A. i and is subject to legal protection by force of the provisions of the Copyright and Related Rights Act of 4 February 1994, the Act of 16 April 1993 on Counteracting Unfair Competition, Industrial Law of 30 June, 2000 and the Database Protection Act of 27 July 2001. No part of the website can be used for commercial purposes without a prior written consent of Santander TFI S.A. The users of are authorised to make use of it in accordance with the applicable legal regulations, in particular, within the framework of the so called ‘authorised use’ defined in the Copyright and Related Rights Act and the Database Protection Act.

The information presented on this website should not be used as the grounds for making investment decisions. Prior to making investments in investment funds, the customers should review the key information document (KID) for a particular sub-fund and the prospectus of the fund which contains the financial data and describes the risks associated with investing in funds. In the case of Santander Prestiż SFIO, there is also an additional document supplementing the prospectus dedicated to customers of alternative investment funds. The key information documents (KIDs), prospectuses, documents for customers of alternative investment funds and financial statements of the funds are available on the website. The risk associated with the use of information published on website, in particular as grounds for making investment decisions, shall be borne exclusively by the website user.

The data present on the website concerning investment performance are historical data and similar performance in the future cannot be guaranteed. Unless clearly stated otherwise, the performance figures are not adjusted for the potential capital gains tax imposed on the Participant and the charges payable upon the sale or repurchase of participation units by the sub-fund. Individual rate of return depends on the date of sale and redemption of participation units and the fees and taxes charged. Current quotes of the participation units are updated on the website as soon as the valuation of the funds’ assets is completed.

The net asset value of certain sub-funds of Santander FIO, Santander Prestiż SFIO and Santander PPK SFIO demonstrates high volatility due to the composition of the investment portfolio. Some sub-funds can invest more than 35% of their assets in securities issued, guaranteed or underwritten by the State Treasury or the National Bank of Poland. The sub-funds cannot guarantee achievement of the investment objective or of the expected return on investment. Prior to making an investment decision, the Participant should review the fees charged by the sub-fund and take into account the potential tax imposed on the gains. The Participant should take into consideration the possibility of losing at least some of the invested capital.

Detailed information about Santander FIO and Santander Prestiż SFIO funds, including the financial data, description of risk factors and information on fees related to participation in funds can be found in the Information Prospectuses and Tables of Fees available in Polish on and from the Fund Distributors. The financial data of Santander PPK SFIO, a description of risk factors and information on participation in the fund can be found in the prospectus of the Santander PPK SFIO fund available in Polish on

Santander Towarzystwo Funduszy Inwestycyjnych S.A. and the funds managed by the company are subject to supervision of the Polish Financial Supervision Authority (KNF). Santander Towarzystwo Funduszy Inwestycyjnych S.A. operates on the basis of the permission of the Securities and Exchange Commission (currently the Polish Financial Supervision Authority) of January 30, 1998.