| Sub-fund name | Unit value 23.09.2021 | Unit value 23.09.2022 | Value change | |
|---|---|---|---|---|
Santander Conservative Strategy Unit value 23.09.2021 1 003,58 PLN Unit value 23.09.2022 921,75 PLN Value change -8,15% | 1 003,58 PLN | 921,75 PLN | -8,15% | |
| Previous value 22.09.2022 | 924,36 PLN |
| 1M | -0,53% |
| 3M | +1,48% |
| 6M | -1,45% |
| 12M | -8,15% |
| 36M | -8,30% |
| YTD | -3,86% |
Sub-fund overview
| Sub-fund launch | 05.02.2018 |
| Benchmark | n/a |
| Recommended investment horizon | min. 3 years |
| Subfund category | Debt |
| Managing company | Santander TFI S.A. |
| Minimum initial investment | 100,00 PLN |
| Minimum subsequent investment | 100,00 PLN |
Summary of the investment policy
universal debt fund of funds investing from 70% to 100% of its net asset value (NAV) in the participation units of open-end investment funds managed by Santander TFI,
up to 100% of NAV can be invested in debt securities and money market instruments and funds which invest mainly in debt securities,
the shares does not invest in equities,
up to 50% of total assets can be invested in the participation units of one of the following sub-funds: Santander Short Duration, Santander Government Bond, Santander Corporate Bond,
the sub-fund will not invest in the participation units of other Santander FIO funds apart from the ones named above.
Overview of the investment process
The Investment Committee composed of all managers approves financial instruments for inclusion in the sub-fund portfolios and makes strategic decisions regarding portfolios under management. The Investment Committee decides about target shares of individual instruments in the portfolios. In Santander TFI, the investment process relies on the competences of the Investment Committee and of the individual sub-fund managers.
Allocation of assets
| 48% | Bond funds |
| 32% | Corporate bond funds |
| 18% | Government bonds |
| 2% | Cash and deposits |
Geographic allocation
| 83% | Poland |
| 11% | Other |
| 3% | Netherlands |
| 3% | Luxembourg |
Documents to download
| Previous value 22.09.2022 | 924,36 PLN |
| 1M | -0,53% |
| 3M | +1,48% |
| 6M | -1,45% |
| 12M | -8,15% |
| 36M | -8,30% |
| YTD | -3,86% |
Documents to download
This document is presented for marketing purposes and does not constitute an agreement or an information document required by law.
It should not be relied upon as the sole basis for making investment decisions.
The rewards of investing in shares are also accompanied by risks. A description of the risk factors, financial data and information about fees and charges can be found in the prospectuses, key information documents (KIIDs) and schedules of fees and charges available in Polish at Santander.pl/TFI/documents and at Santander fund distributors. For a summary of investors' rights, see the prospectus (Chapter III, sec. 4).
The Funds do not guarantee the achievement of a stated investment objective or a specific investment performance and future returns are subject to taxation, which depends on the personal situation of each investor and which may change over time. Before making an investment decision, the participant should consider the fees associated with the sub-fund and take into account the possible taxation of the investment return. The participant must also take into account the possibility of losing at least part of the invested funds.
When investing in mutual funds, the participant purchases the units of those funds and not the underlying assets that the fund itself invests in.
The sub-fund can invest more than 35% of assets in securities issued, underwritten or guaranteed by the State Treasury or the National Bank of Poland.
The information presented above is solely promotional in nature.
Sub-fund managers
Investment Committee
Rates of return in subsequent calendar years (unit A,%)
The presented data are historical data and do not guarantee achievement of similar returns in the future. The performance figures are not adjusted for the potential tax imposed on the Investor and the charges payable upon the sale or repurchase of participation units. The results were accrued in the Polish currency.