Rate of returnUnit value
Sub-fund nameUnit value 16.09.2020Unit value 16.09.2021Value change
Santander Conservative Strategy
Unit value 16.09.2020
988,56 PLN
Unit value 16.09.2021
1 003,49 PLN
Value change
1,51%
988,56 PLN1 003,49 PLN1,51%
16.09.2021
Current value16.09.20211 003,49PLN
Previous value 15.09.20211 003,88 PLN
1M-0,24%
3M+0,14%
6M+0,01%
12M+1,51%
36M+1,50%
YTD+0,12%

Profit and risk rates

Potential return
1234567
The sub-fund is dedicated to investors who expect an increase in the value of their investments in the medium term (minimum 3 years), due to investments on the sovereign and corporate bond market.
Risk level
1234567
Medium risk – associated mainly with credit risk, liquidity risk and the volatility of market interest rates. In times of crises caused by various factors, liquidity and credit risk increase significantly and can contribute to significant losses for the investor. A full description of the sub-fund’s risks can be found in the prospectus and, in abbreviated form, in the KIID.

Sub-fund managers


Investment Committee

Sub-fund overview

Sub-fund launch05.02.2018
Benchmarkn/a
Recommended investment horizonmin. 3 years
Subfund categoryDebt
Managing companySantander TFI S.A.
Minimum initial investment1 000,00 PLN
Minimum subsequent investment100,00 PLN

Summary of the investment policy

  • universal debt fund of funds investing from 70% to 100% of its net asset value (NAV) in the participation units of open-end investment funds managed by Santander TFI,

  • up to 100% of NAV can be invested in debt securities and money market instruments and funds which invest mainly in debt securities,

  • the shares does not invest in equities,

  • up to 50% of total assets can be invested in the participation units of one of the following sub-funds: Santander Short Duration, Santander Government Bond, Santander European Bond, Santander Corporate Bond,

  • the sub-fund will not invest in the participation units of other Santander FIO funds apart from the ones named above.

Overview of the investment process

The Investment Committee composed of all managers approves financial instruments for inclusion in the sub-fund portfolios and makes strategic decisions regarding portfolios under management. The Investment Committee decides about target shares of individual instruments in the portfolios. In Santander TFI, the investment process relies on the competences of the Investment Committee and of the individual sub-fund managers.

Allocation of assets

54%Corporate bond funds
34%Govenment bond funds
8%Government bonds
4%Cash and deposits

Geographic allocation

72%Poland
18%Other
4%Netherlands
3%Luxembourg
3%Hungary
16.09.2021
Current value16.09.20211 003,49PLN
Previous value 15.09.20211 003,88 PLN
1M-0,24%
3M+0,14%
6M+0,01%
12M+1,51%
36M+1,50%
YTD+0,12%

Profit and risk rates

Potential return
1234567
The sub-fund is dedicated to investors who expect an increase in the value of their investments in the medium term (minimum 3 years), due to investments on the sovereign and corporate bond market.
Risk level
1234567
Medium risk – associated mainly with credit risk, liquidity risk and the volatility of market interest rates. In times of crises caused by various factors, liquidity and credit risk increase significantly and can contribute to significant losses for the investor. A full description of the sub-fund’s risks can be found in the prospectus and, in abbreviated form, in the KIID.

The presented data concerning the value of the sub-fund’s participation units and changes in the participation unit value over time are historical data and similar performance in the future cannot be guaranteed. The performance figures are not adjusted for the potential tax imposed on the Participants and the charges payable upon the sale or repurchase of participation units by the sub-fund.

The sub-fund’s financial data, description of risk factors,information on fees related to participation in sub-fund and key investor information document can be found in the prospectuses and tables of fees available in Polish on Santander.pl/TFI/documents and from the distributors of Santander Prestiż SFIO. A summary of investors’ rights can be found in the prospectus (Chapter III, point 4).

The sub-fund cannot guarantee achievement of the investment objective or of the expected return on investment. Prior to making an investment decision, the Participant should review the fees charged by the sub-fund and take into account the potential tax imposed on the gains. The Participant should also consider the possibility of losing at least some of the invested capital.

The sub-fund can invest more than 35% of assets in securities issued, underwritten or guaranteed by the State Treasury or the National Bank of Poland.

The information presented above is solely promotional in nature.