On August 30, 2024:
- we merged the sub-fund with Santander Government Bond,
- we changed the name of Santander Bond Universal sub-fund (from the previous one: Santander Corporate Bond) and its investment strategy.
Alfa 2017 - distinctions in the category of Polish corporate papers
| Sub-fund name | Unit value 01.07.2024 | Unit value 01.07.2025 | Rate of return | |
|---|---|---|---|---|
Santander Bond Universal Unit value 01.07.2024 73,27 PLN Unit value 01.07.2025 79,64 PLN Rate of return 8,69% | 73,27 PLN | 79,64 PLN | 8,69% | |
| Change period | Value/change in subfund |
|---|---|
| Previous value 30.06.2025 | 79,53 PLN |
| 1M | +0,56% |
| 3M | +2,85% |
| 6M | +4,79% |
| 12M | +8,69% |
| 36M | +30,77% |
| 60M | +25,22% |
| 120M | +35,81% |
| YTD | +4,79% |
Sub-fund overview
- Sub-fund launch
- 10.02.2012
- Benchmark
- 60% ICE BofA Poland Government Index (G0PL) + 20% ICE BofA Euro Corporate Index (ER00) hedged to PLN + 20% ICE BofA Euro High Yield Index (HE00) hedged to PLN
- Recommended investment horizon
- min. 3 years
- Subfund category
- Debt
- Managing company
- Santander TFI S.A.
- Minimum initial investment
- 100,00 PLN
- Minimum subsequent investment
- 100,00 PLN
Summary of the investment policy
Universal debt sub-fund that invests mainly in debt securities issued by states and companies.
The share of debt part is minimum 80% of net assets.
The share of bonds other than those underwritten or guaranteed by states and mortgage bonds is between 20% and 60% of net assets.
Duration ratio is between 2 and 6.
The sub-fund is actively managed: the composition of the portfolio, built on the basis of the criteria of selection of investments, does not reflect the benchmark. The sub-fund's investment performance may differ materially from the returns of its benchmark.
Paweł Pisarczyk
Graduate of the Management Department of the University of Economics in Kraków; Major: modelling and forecasting business processes. Licensed stock broker and investment advisor.
Marta Stępień, CFA
Graduate of the Wrocław University of Economics, Department of Finance and Banking; Majors: Finance Analyst and Risk Management. She began working with the capital market in 2011 as an analyst in the NWAI Brokerage House. Joined the company in January 2015, initially as a bond market analyst, currently holds the fund manager position. Marta Stępień holds a Securities Broker licence, an Investment Advisor license and is entitled to use the CFA title (Chartered Financial Analyst).
Overview of the investment process
At Santander TFI, the investment process relies on the competences of the Investment Committee and the individual sub-funds’ managers.
The Investment Committee includes all sub-funds’ managers. The Investment Committee makes decisions that concern, among other things:
- hedging currency positions and the use of other derivatives,
- strategic and geographic allocation.
Sub-funds’ managers, on the other hand, make individual investment decisions regarding the target holdings of individual financial instruments in the portfolios.
Allocation of assets
57% | BRAK W SŁOWNIKU |
37% | Corporate bonds |
5% | Corporate bond funds |
1% | Other |
Geographic allocation
68% | Poland |
14% | Other |
5% | France |
5% | Netherlands |
4% | European region (investment funds) |
4% | Germany |
Documents to download
- Prospectus (3,01 MB, 21-05-2025, PDF)
- Key Information Document (120,18 KB, 21-05-2025, PDF)
- Sub-fund’s factsheet (255,18 KB, 01-07-2025, PDF)
- Performance scenarios (67,24 KB, 09-06-2025, PDF)
- The current composition of the portfolio (201,47 KB, 06-06-2025, XLSX)
- The current composition of the portfolio (2,05 MB, 06-06-2025, PDF)
- Schedule of fees and charges (158,32 KB, 21-05-2025, PDF)
| Change period | Value/change in subfund |
|---|---|
| Previous value 30.06.2025 | 79,53 PLN |
| 1M | +0,56% |
| 3M | +2,85% |
| 6M | +4,79% |
| 12M | +8,69% |
| 36M | +30,77% |
| 60M | +25,22% |
| 120M | +35,81% |
| YTD | +4,79% |
Documents to download
- Prospectus (3,01 MB, 21-05-2025, PDF)
- Key Information Document (120,18 KB, 21-05-2025, PDF)
- Sub-fund’s factsheet (255,18 KB, 01-07-2025, PDF)
- Performance scenarios (67,24 KB, 09-06-2025, PDF)
- The current composition of the portfolio (201,47 KB, 06-06-2025, XLSX)
- The current composition of the portfolio (2,05 MB, 06-06-2025, PDF)
- Schedule of fees and charges (158,32 KB, 21-05-2025, PDF)
Sub-fund's portfolio as of May 30, 2025
Sustainability-related disclosures
We do not considerf adverse impacts of investment decisions on sustainability factors.
The sub-fund does not consider principal adverse impacts of investment decisions on sustainability factors. The main reason is lack of sufficient disclosure data of companies. Aditionally there is undeveloped market practice in the area of principal adverse impacts. We plan to consider adverse impacts of investments decisions on sustainability factors for a higher number of products. Our strategy in this respect takes into account size, nature and scale of activity, as well as the types of offered financial products.
This document is presented for marketing purposes and does not constitute an agreement or an information document required by law.
It should not be relied upon as the sole basis for making investment decisions.
The rewards of investing in shares are also accompanied by risks. A description of the risk factors, financial data and information about fees and charges can be found in the prospectuses, key information documents (KIDs) and schedules of fees and charges available in Polish at Santander.pl/TFI/documents and at Santander fund distributors. For a summary of investors' rights, see the prospectus (Chapter III, sec. 4).
The Funds do not guarantee the achievement of a stated investment objective or a specific investment performance and future returns are subject to taxation, which depends on the personal situation of each investor and which may change over time. Before making an investment decision, the participant should consider the fees associated with the sub-fund and take into account the possible taxation of the investment return. The participant must also take into account the possibility of losing at least part of the invested funds.
When investing in mutual funds, the participant purchases the units of those funds and not the underlying assets that the fund itself invests in.
The sub-fund can invest more than 35% of its assets in securities issued, guaranteed or underwritten by the State Treasury or the National Bank of Poland.
The information presented above is solely promotional in nature.
The information on the website may contain advertising content
The information on the website may contain advertising content
On August 30, 2024 we changed the name of Santander Bond Universal sub-fund (from the previous one: Santander Corporate Bond) and its investment policy. Therefore, the results of the sub-fund before that date were achieved under conditions no longer applicable.
This chart shows the sub-fund’s performance as the percentage loss or gain per year over the last 10 years. (unit A,%)
Past performance is not a reliable indicator of future performance. Markets could develop very differently in the future. It can help you to assess how the sub-fund has been managed in the past.
Performance is shown net of all fees charged on the sub-fund's assets including management fee and performance fee. The performance figures are not adjusted for the potential tax imposed on the Investor and the charges payable upon the sale or repurchase of participation units. The sub-fund was established in 2012. The results were accrued in Polish currency. Due to the fact that on August 8, 2024 on sub-fund changed the investment policy, the results of the sub-fund before that date were achieved under conditions no longer applicable.